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10 Best Budget Planner Books

Do you have some objectives for which you require financial assistance? All of them can be accomplished with the help of a budget! Budgeting has a poor reputation, but it's one of the best things you can do for your finances and the future of your family.

What Is A Budget Book? 

A budget planner book, as the name implies, is a planner that is specifically created to help you track your monthly budget. Goal-setting, financial strategy planning, calculating overall income, tracking expenses, debt payback plans, and seasonal planning pages are all common elements of a solid budget planner.

Why Do You Need A Budget Book?

A budget planner allows you to effectively budget your money. You wouldn't have the means to effectively organize your funds without a budgeting planner, enabling hundreds of dollars to slip through your fingers unwittingly.

You can take control of your money if you have a budget in place. Having a budget does not imply that you are restricted in what you can and cannot purchase. You're simply deciding where each dollar should be spent.

What Defines The Best Budgeting Planner?

So, what distinguishes the finest budget planner from the rest? A decent budget planner must have a few fundamentals, such as a place to keep track of your income and expenses. Your budget will not operate if you do not know how much money is coming in and leaving out. Check to see if your budget book includes a place for both.

A decent budget planner will also feature a place for you to keep track of your debt and savings. Another thing to look for is a monthly calendar to keep track of bill due dates and scheduled activities.

I looked for a few different critical factors when selecting the best items for this list:

  • Customization options are available (extra spaces, extra pages for note-taking, etc). Although not all of the planners described below are completely customized, they do provide greater flexibility than many others on the market.
  • User reviews: The proof that something is worth buying is usually found in the reviews. For a combination of affordability, convenience, and functionality, the budget planners listed below have received some of the greatest evaluations online.
  • Design: Our goal is to create something that is both visually appealing and orderly in a way that makes sense. The bulk of the calendars below are organized by month, week, and day for easy budgeting.

I've discovered that having a visually stunning finance notebook makes it even more enjoyable to take around and utilize. Also, if a budget planner has a lot of positive evaluations, it suggests it has aided a lot of people and will most likely assist you as well.

What Is The Best Budget Planner?

When it comes to budget planners, one size does not fit all. Everyone budgets differently, and what one person enjoys may not be enjoyed by another. I'd suggest reading reviews and trying out a few different budget books before deciding which one is right for you.

10 Best Budget Planner Books For Financial Organization

Boxclever Press Budget Planner

Green Boxclever Press Budget Planner
Green Boxclever Press Budget Planner

Key Features:

  • Weekly planner sections
  • Daily entry spaces
  • 13 receipt organizer pockets
  • Bill organizer pockets
  • Debt tracking sections
  • Seasonal savings sections

Dimensions: 9.5″ x 8″

Price: $$

Customization:⭐⭐⭐

Boxclever's budget planning book is fantastic. This is a complete budget planner that covers everything from daily and weekly budgeting to larger areas for debt management, savings, and even seasonal (Christmas) savings objectives. Each month features six pages: one for income and savings, one for your monthly budget, three pages for day-to-day expenses, and one for the month's summary.

The standard bill tracker page features seven rows in which you can list categories such as cell phone bills, gas bills, and electric bills, among others. This budget planner's organizer pocket features are fantastic, allowing a convenient storage for critical receipts and bills.

The one issue with this budget planner is that it's difficult to customize to your individual needs: the bill tracker only has seven rows, so if you have more than seven bills to track, you're out of luck. Furthermore, they do not sell replacement pages, so you will have to purchase a new book for the new year.

Clever Fox Budget Planner

Peach Clever Fox Budget Planner with rubber band
Peach Clever Fox Budget Planner with rubber band

Key Features:

  • Monthly goal setting sections
  • Reminder section for due bills and payments
  • Monthly spending plan
  • Expense categories
  • Seasonal savings sections
  • Annual summary section

Dimensions: 5.8″ x 8.3″ (A5)

Price: $$

Customization: ⭐⭐⭐

Clever Fox has released yet another adorable budget planner book. It features a monthly financial goal-setting section, locations to write reminders for bills and payments due, a monthly spending plan, and pre-defined expense categories to assist you in better planning your monthly budget. This budget planner book includes additional parts for Christmas and seasonal budgeting, as well as sections for calculating a yearly summary to help you keep track of your progress throughout the year.

With an A5 format, the Clever Fox Budget Planner Book is ideal for putting in your handbag.

Because this budget planner isn't reusable or refillable, you'll have to buy a new one after the first year. If you need a refillable budget planner, several of the printable options listed below might be a better solution.

Clever Fox Budget Planner Book 2.0

Key Features:

  • Budgeting for each expense category on a monthly basis
  • Smaller and more portable
  • PU leather hardcover that is animal-friendly
  • 2 pages of 146 stickers are provided for free.
  • 12 months of planning (10 pages per month)
  • A section on the annual summary

Dimensions: 5.8″ x 8.3″ (A5)

Price: $$

Customization: ⭐⭐⭐

A significantly more expensive version of the Clever Fox Budget Planner, the Clever Fox Budget Planner 2.0 is an improved version of the Clever Fox Budget Planner listed above. The attractive colored interior pages and the addition of monthly calendars for an instant peek at your financial planning each month are two of the largest additions to the planner. The budget planner book has been updated to include parts for Christmas and seasonal budgeting, as well as goal setting, cost trackers, debt payback, and other topics.

Compared to the original, the Clever Fox Budget Planner Book 2.0 is a bit smaller, making it easier to carry along. Generally speaking, I'd think the reviews for the original planner are better, although that could just be due to the fact that it's had more time to gather feedback.

Sort Your $Hit Out! (Monthly Budget Planner)

Key Features:

  • Budget pages for each month
  • Tracking your spending
  • Questions for the progress tracker
  • Sections on daily spending (8 days over 2 pages)
  • Page of Reflections

Dimensions: 8″ x 10″

Price: $

Customization: ⭐⭐⭐

Although there are fewer specifics online about what's included in the Sort Your $hit Out budget planner book, it has received such positive feedback from other customers that I had to include it. Monthly budget pages, expenditure monitoring, and progress checker questions (love this tool!) are all included.

Despite the lack of depth compared to some of the other selections on this list, the reviews provide a wonderful description of exactly what's included inside the book, as well as a solid insight into the book's amazing graphics. Although the planner has 12-month parts, you can begin at any time during the year. It was noted in one review that the book's degree of information was really excessive — rather than providing a more mathematical means of managing your budget, the reflections page and progress questions are quite time-consuming, so this book may not be for everyone.

Printable Wisdom Budget Planner Book

Key Features:

  • Pages for monitoring monthly bills
  • Debt management pages
  • There are two pages for setting goals.
  • 12 budgeting spreads for the month
  • Pages with a dotted grid for notes, charts, and other items
  • Pages to color at the back of the book.

Dimensions: 5.75″ x 8.25″

Price: $$

Customization: ⭐⭐⭐

Printable Wisdom's lovely Budget Planner Book is available on Etsy and has thousands of positive reviews. Monthly bill tracking, debt tracking, goal planning, and budgeting spreadsheets for tracking your income, expenses, and emergency fund are all included in the book.

This budget planner has a terrific price, is a good size, and includes everything you'll need to keep track of your finances on a monthly basis.

Erin Condren Financial Planner/Budget Planner Organizer Book

Key Features:

  • Budgeting and goal-setting worksheets with 80 pages
  • Budget planning for a year is carried out over 12 months.
  • Receipt storage pockets built-in
  • Spreadsheets for bill tracking, spending logs, and budgeting checklists
  • Goal-setting sticker sheet

Dimensions: 5.7″ x 8.25″

Price: $$

Customization: ⭐⭐

The Erin Condren Budget Planner Book has a lovely design, with a bright background and the statement “the greatest way to get things done is to start” on the front, which I adore.

The book includes budget monitoring spreads for 12 months, as well as goa setting, spending logs, and budgeting checklists. This book also has built-in receipt pockets for storing all of your budget-related documents.

The planner is a good size (not too large) and has a reasonable price. This book cannot be refilled, however, it can be begun at any time during the year.

Gogirl Budget Planner

Key Features: Budget planning and tracking book with 120 pages Goals, spending, a Christmas budget, and debt monitoring pages Pages with additional notes Stickers as a bonus

Dimensions: 5.3″ x 7.7″ x 0.6″ Price: $$ Customization: ⭐⭐ ⭐

The GoGirl Budget Planner is a little (less than A5) budget planner book that you can easily throw into your backpack for budget tracking on the move. It comes in a variety of colors, ranging from Hot Pink to a more subdued Grey. There are 120 pages in the book dedicated to exact, effective budget tracking, including sections for expenses tracking, budgeting, debt tracking, goal setting, and a section dedicated to Christmas budget planning.

The planner is a decent size (not too cumbersome) and has a fair price. The feedback has been overwhelmingly good, with numerous compliments on the book's overall layout, design, and pricing.

Legend Deluxe Budget Planner

Key Features:

  • You can begin at any moment because the course is untimed.
  • Pages of a Life Financial Plan
  • Goals, mind mapping, savings, debt, and expenses all have their own pages.
  • Budget and spending tracking for a year
  • Pages dedicated to monthly reviews
  • Budgeting during the holidays
  • Summary for the year

Dimensions: 5.5 inches x 8.3 inches x 0.6 inches

Price: $$

Customization: ⭐⭐ ⭐⭐

With a stunning cover design, an elasticated pen loop, and an interior pocket for bills and documents, the Legend Deluxe Budget Planner is a wonderful way to keep track of your expenses each month. 112 pages are devoted to tracking costs, budgeting debts, and creating goals, as well as a section on Christmas budgeting. The budget planner book also includes two pages for an annual review, space for establishing your life financial plan, and additional note-taking pages. The book also comes with over 100 stickers to help you keep track of your finances. I also enjoy that this budget planner book is not date-specific, so you may begin recording your finances at any time during the year.

Budgeting Workbook: Finance Monthly & Weekly Budget Planner (Cheapest Option!)

Budgeting Workbook: Finance Monthly & Weekly Budget Planner
Budgeting Workbook: Finance Monthly & Weekly Budget Planner

Key Features:

  • Design that is extremely light.
  • Monthly budget spreadsheets are included.
  • 148 pages of weekly and daily expense trackers

Dimensions: 8.5 x 11 inches

Price: $

Customization: ⭐⭐ ⭐

The most economical choice on this list is this Budgeting Workbook. This diary is incredibly lightweight with a Matte Craft cover, rather than a stronger, hardback style.

This basic but practical budget planner contains all you need for keeping an eye on your spending, with 148 pages for monthly budget monitoring and choices for keeping track of your expenses on a daily and weekly basis.

The majority of the reviews for this inexpensive budgeting workbook are positive: all of the months are undated, so you may start anytime you like, it has a basic and clear layout, and it is of decent quality for the price.

Boxclever Portable Hardcover Budget Planner

Boxclever Portable Hardcover Budget Planner
Boxclever Portable Hardcover Budget Planner

Key Features:

  • Magnetic closing all the way around
  • New month-to-month calendars are now available.
  • More room to keep track of day-to-day spending
  • Pages to reflect on your accomplishments and summarize your development.
  • Size is small and compact.

Dimensions: 7.05 x 1.38 x 4.53 inches

Price: $$

Customization: ⭐⭐ ⭐

This hardback, portable book The Boxclever financial planner book is developed with a small size in mind for easier budgeting. I really like the hardcover with the wraparound magnetic seal, which, along with the tiny size, makes it ideal for carrying around. Monthly cash flow tracking, cost trackers, undated monthly calendars, goal setting, and more are all included in the planner. 13 pockets are included as well for storing loose documents and receipts. This budget planner book has received a lot of positive feedback; but, if you're seeking a larger budget planner, it might not be the best option.

To help you get started on your financial journey, we've compiled a list of the top budgeting planners. There are numerous popular planners available. By the time you've finished reading this article, you'll have a lot of choices for the finest budgeting planner for you.

About The Authors

Jaya Mckeown

Jaya Mckeown - Jaya moved to Boston from New York to pursue a master's degree in corporate communications at Emerson College. This experience, combined with her undergraduate degree in psychology and teaching, has equipped her with valuable skills that she employs on a daily basis in real estate negotiations, homebuyer and seller education, and successful promotion of the team's listings. Jaya's clients often characterize her as meticulous, proactive, and enjoyable to be around.

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