Monday, May 20th, 2013

A Note of Caution on Health Care

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Thursday, September 23, 2010 at 9:13 am

The first round of changes from the March health-care reform law take effect today. Yesterday, President Obama, speaking from a Falls Church backyard, touted the impact of the changes and listened to guests explain how they will benefit.

NPR, however, presents a less optimistic take on what the next few years of health care is America could look like:

[Jamie] Court, the consumer advocate, says he’s happy the law now says policies can’t be rescinded unless companies can prove that a policyholder lied on his or her application, but that until 2014, when the requirement for everyone to have insurance kicks in, he’s still worried that rescissions could continue.

“It’s a great thing, but it’s not a panacea,” he said. “Words in a bill don’t mean enough to insurance companies until they’re backed up by a lot of big verdicts or the wrath of a regulator.”

What kind of lies can prompt an insurer to rescind a patient’s insurance? One example in the NPR story has a patient losing her insurance because the height she reported on her application was an inch off her measured height and her weight five pounds different.

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Trackback posted September 23, 2010 @ 10:32 am

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Wellescent Health
Comment posted September 23, 2010 @ 8:33 pm

The delay in mandating all individuals to have insurance does seem to be a weakness in the government being able to have any clout with the insurers to enforce protections. It is conceivable that some insurers could choose to continue working the way they do only to ask for forgiveness close to 2014.

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