‘Your Mom Probably Did’

[...] This post was mentioned on Twitter by TMC Member Feed. TMC Member Feed said: Wash. Independent: ‘Your Mom Probably Did’: Sen. Jon Kyl (R-Ariz.) makes the gaff.. http://bit.ly/32CZJ7 [...]

FYIGM, personified.

Maybe a compromise will make the Jon Kyls of the world happy:

We remove maternity care from insurance plans, and then when you reach adulthood we send you a bill for the expenses of your own birth, with interest.

I think we should strike coverage of Viagra for old republican men

Don't let this moment pass without noting exactly what is wrong with Freepers, Republicans, etc.: They don't understand the concept of insurance. Insurance is there to make sure that nothing catastrophic happens: you don't die and leave your toddler child penniless, you don't get injured at work without some disability protection, you don't go bankrupt because you got an illness. The reason it works is because many people are in the risk pool, contributing, and only a few get large payouts. But all are safer because of the insurance. T

Glibertarians and rightwingers don't get this. They think that the big payout is bad. No, the benefit is not the money, it's the fact of being (and feeling) protected. That allows you to be an entepreneur and start a business, or just get married and start a family.

But Kyl doesn't get it. It's all about the fact that the payout might go to somebody else, or that his rates are too high because the pool isn't small and tailored to him. But if the pool is small and tailored to a 60+ male, then his rates will go through the roof, because of his heart attack, cancer and stroke risk. So he is a huge beneficiary of the big pool. His ignorance on this point is amazing.

This also shows up in how they view social security. It's terrible, it doesn't earn the returns that you get in the stock market (ironic smile here)! But since it is a guaranteed payout, a responsible fund administrator can't invest in the market. she/he has to invest very conservatively. That's not a bug, it's a feature. And it means, once again, that all participants have assured minimum income in retirement. So we are free to take risks, start businesses, have children, spend on educating them, etc.

Again, Republicans just don't understand the benefits of insurance. Nor do they understand how the social safety net delivers precisely the benefits that they want from society – an educated workforce that confidently forms families, starts businesses, takes risks, and maximizes their productivity.

Who can explain this ignorance?

Law always encounter the feelings and prejudices of legislators. – Montesquieu
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