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	<title>Comments on: Empty Threats and Credit Card Companies</title>
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	<description>National News in Context</description>
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		<title>By: Cash Back Credit Cards - Save Money, Online and Off - IDG NEWS &#171; Cash Back Credit Cards</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31528</link>
		<dc:creator>Cash Back Credit Cards - Save Money, Online and Off - IDG NEWS &#171; Cash Back Credit Cards</dc:creator>
		<pubDate>Mon, 25 May 2009 22:10:15 +0000</pubDate>
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		<description>[...] Empty Threats and Credit Card Companies - The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</description>
		<content:encoded><![CDATA[<p>[...] Empty Threats and Credit Card Companies &#8211; The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</p>
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		<title>By: Cash Back Credit Cards - Empty Threats and Credit Card Companies - The Washington Independent.com &#171; Cash Back Credit Cards</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31521</link>
		<dc:creator>Cash Back Credit Cards - Empty Threats and Credit Card Companies - The Washington Independent.com &#171; Cash Back Credit Cards</dc:creator>
		<pubDate>Mon, 25 May 2009 15:54:26 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-31521</guid>
		<description>[...] Empty Threats and Credit Card Companies - The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</description>
		<content:encoded><![CDATA[<p>[...] Empty Threats and Credit Card Companies &#8211; The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</p>
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		<title>By: Cash Back Credit Cards - New law on credit cards has dark side - Worcester Telegram &#38; Gazette &#171; Cash Back Credit Cards</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31490</link>
		<dc:creator>Cash Back Credit Cards - New law on credit cards has dark side - Worcester Telegram &#38; Gazette &#171; Cash Back Credit Cards</dc:creator>
		<pubDate>Sun, 24 May 2009 17:36:41 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-31490</guid>
		<description>[...] Empty Threats and Credit Card Companies - The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</description>
		<content:encoded><![CDATA[<p>[...] Empty Threats and Credit Card Companies &#8211; The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</p>
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		<title>By: Cash Back Credit Cards - Credit card law a consumer benefit with bugs - Bellingham Herald &#171; Cash Back Credit Cards</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31480</link>
		<dc:creator>Cash Back Credit Cards - Credit card law a consumer benefit with bugs - Bellingham Herald &#171; Cash Back Credit Cards</dc:creator>
		<pubDate>Sun, 24 May 2009 03:10:40 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-31480</guid>
		<description>[...] Empty Threats and Credit Card Companies - The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</description>
		<content:encoded><![CDATA[<p>[...] Empty Threats and Credit Card Companies &#8211; The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</p>
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		<title>By: Owen Courreges</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-34447</link>
		<dc:creator>Owen Courreges</dc:creator>
		<pubDate>Wed, 20 May 2009 09:39:35 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-34447</guid>
		<description>Those who manage their credit well will wind up subsidizing deadbeats because they&#039;ll lose their rewards programs, which garner $500-$600 for every $50,000 charged if the balance is always paid on time. That&#039;s a cost to creditworthy customers whether you&#039;re willing to admit it or not. It&#039;s not a scare tactic; it&#039;s simply true.</description>
		<content:encoded><![CDATA[<p>Those who manage their credit well will wind up subsidizing deadbeats because they&#39;ll lose their rewards programs, which garner $500-$600 for every $50,000 charged if the balance is always paid on time. That&#39;s a cost to creditworthy customers whether you&#39;re willing to admit it or not. It&#39;s not a scare tactic; it&#39;s simply true.</p>
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		<title>By: Pug</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-34448</link>
		<dc:creator>Pug</dc:creator>
		<pubDate>Wed, 20 May 2009 06:25:16 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-34448</guid>
		<description>&lt;i&gt;Those that manage their credit well will in some degree subsidize those that have credit problems&lt;/i&gt;&lt;br&gt;&lt;br&gt;I don&#039;t understand why this guy would say this.  Right now, just the opposite situation exists.  Those who carry balances, exceed their limit or pay late are subsidizing those who pay their balance each month yet reap airline miles, free hotel rooms or whatever.&lt;br&gt;&lt;br&gt;Those who pay off their balance each month are getting interest free loans while those who carry balances are paying 24% interest and paying $39 late fees for being one day late.  That&#039;s their problem, but don&#039;t make it sound as if they are being subsidized by those who never pay a dime in interest.&lt;br&gt;&lt;br&gt;His statement doesn&#039;t make any sense.</description>
		<content:encoded><![CDATA[<p><i>Those that manage their credit well will in some degree subsidize those that have credit problems</i></p>
<p>I don&#39;t understand why this guy would say this.  Right now, just the opposite situation exists.  Those who carry balances, exceed their limit or pay late are subsidizing those who pay their balance each month yet reap airline miles, free hotel rooms or whatever.</p>
<p>Those who pay off their balance each month are getting interest free loans while those who carry balances are paying 24% interest and paying $39 late fees for being one day late.  That&#39;s their problem, but don&#39;t make it sound as if they are being subsidized by those who never pay a dime in interest.</p>
<p>His statement doesn&#39;t make any sense.</p>
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		<title>By: Owen Courreges</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31124</link>
		<dc:creator>Owen Courreges</dc:creator>
		<pubDate>Wed, 20 May 2009 02:39:35 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-31124</guid>
		<description>Those who manage their credit well will wind up subsidizing deadbeats because they&#039;ll lose their rewards programs, which garner $500-$600 for every $50,000 charged if the balance is always paid on time. That&#039;s a cost to creditworthy customers whether you&#039;re willing to admit it or not. It&#039;s not a scare tactic; it&#039;s simply true.</description>
		<content:encoded><![CDATA[<p>Those who manage their credit well will wind up subsidizing deadbeats because they&#39;ll lose their rewards programs, which garner $500-$600 for every $50,000 charged if the balance is always paid on time. That&#39;s a cost to creditworthy customers whether you&#39;re willing to admit it or not. It&#39;s not a scare tactic; it&#39;s simply true.</p>
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		<title>By: Pug</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31095</link>
		<dc:creator>Pug</dc:creator>
		<pubDate>Tue, 19 May 2009 23:25:16 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-31095</guid>
		<description>&lt;i&gt;Those that manage their credit well will in some degree subsidize those that have credit problems&lt;/i&gt;&lt;br&gt;&lt;br&gt;I don&#039;t understand why this guy would say this.  Right now, just the opposite situation exists.  Those who carry balances, exceed their limit or pay late are subsidizing those who pay their balance each month yet reap airline miles, free hotel rooms or whatever.&lt;br&gt;&lt;br&gt;Those who pay off their balance each month are getting interest free loans while those who carry balances are paying 24% interest and paying $39 late fees for being one day late.  That&#039;s their problem, but don&#039;t make it sound as if they are being subsidized by those who never pay a dime in interest.&lt;br&gt;&lt;br&gt;His statement doesn&#039;t make any sense.</description>
		<content:encoded><![CDATA[<p><i>Those that manage their credit well will in some degree subsidize those that have credit problems</i></p>
<p>I don&#39;t understand why this guy would say this.  Right now, just the opposite situation exists.  Those who carry balances, exceed their limit or pay late are subsidizing those who pay their balance each month yet reap airline miles, free hotel rooms or whatever.</p>
<p>Those who pay off their balance each month are getting interest free loans while those who carry balances are paying 24% interest and paying $39 late fees for being one day late.  That&#39;s their problem, but don&#39;t make it sound as if they are being subsidized by those who never pay a dime in interest.</p>
<p>His statement doesn&#39;t make any sense.</p>
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		<title>By: Cash Rewards - Summer Is Coming! Priority Club Rewards Offers Tips for Traveling - Biloxi Sun Herald &#171; Cash Rewards</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31084</link>
		<dc:creator>Cash Rewards - Summer Is Coming! Priority Club Rewards Offers Tips for Traveling - Biloxi Sun Herald &#171; Cash Rewards</dc:creator>
		<pubDate>Tue, 19 May 2009 23:24:09 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=43519#comment-31084</guid>
		<description>[...] Empty Threats and Credit Card Companies - The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</description>
		<content:encoded><![CDATA[<p>[...] Empty Threats and Credit Card Companies &#8211; The Washington Independent.comAs Congress moves to reform punitive fees and penalties levied on cardholders who miss payments or exceed their credit limits, credit card issuers are threatening to charge new fees for customers who don’t carry balances each month and pay their [...]</p>
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		<title>By: &#187; The Washington Independent » Empty Threats and Credit Card Companies</title>
		<link>http://washingtonindependent.com/43519/empty-threats-and-credit-card-companies/comment-page-1#comment-31062</link>
		<dc:creator>&#187; The Washington Independent » Empty Threats and Credit Card Companies</dc:creator>
		<pubDate>Tue, 19 May 2009 19:57:16 +0000</pubDate>
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		<description>[...] See original here: The Washington Independent » Empty Threats and Credit Card Companies [...]</description>
		<content:encoded><![CDATA[<p>[...] See original here: The Washington Independent » Empty Threats and Credit Card Companies [...]</p>
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