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	<title>Comments on: As Congress Dithers, ACORN Urges Action on Ideas That Work</title>
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	<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work</link>
	<description>National News in Context</description>
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		<title>By: coffret cadeau spa</title>
		<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work/comment-page-1#comment-288812</link>
		<dc:creator>coffret cadeau spa</dc:creator>
		<pubDate>Tue, 06 Sep 2011 13:57:31 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41234#comment-288812</guid>
		<description>Heya i&#039;m for the primary time here. I found this board and I find It truly helpful &amp; it helped me out a lot. I&#039;m hoping to offer something again and aid others like you helped me.</description>
		<content:encoded><![CDATA[<p>Heya i&#8217;m for the primary time here. I found this board and I find It truly helpful &amp; it helped me out a lot. I&#8217;m hoping to offer something again and aid others like you helped me.</p>
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		<title>By: Austin King</title>
		<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work/comment-page-1#comment-227295</link>
		<dc:creator>Austin King</dc:creator>
		<pubDate>Thu, 30 Apr 2009 21:14:05 +0000</pubDate>
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		<description>This is a real concern, Grace, and that&#039;s why it&#039;s so important for judges or the court-appointed mediators (not bank-selected) to have the ability to stop the foreclosure sale if the bank has not cooperated and negotiated in good faith.  Judge Rizzo in Philadelphia has been a stellar advocate for homeowners.  As is pointed out in the report, mediation programs don&#039;t work  unless they are mandatory, use effective outreach, have a low threshold for borrower participation, and use housing counselors to ensure affordability.
&lt;br&gt;
&lt;br&gt;And of course, you&#039;re right, bankruptcy cramdowns would be the simplest federal solution, preventing 1.7 million foreclosures.</description>
		<content:encoded><![CDATA[<p>This is a real concern, Grace, and that&#39;s why it&#39;s so important for judges or the court-appointed mediators (not bank-selected) to have the ability to stop the foreclosure sale if the bank has not cooperated and negotiated in good faith.  Judge Rizzo in Philadelphia has been a stellar advocate for homeowners.  As is pointed out in the report, mediation programs don&#39;t work  unless they are mandatory, use effective outreach, have a low threshold for borrower participation, and use housing counselors to ensure affordability.</p>
<p>And of course, you&#39;re right, bankruptcy cramdowns would be the simplest federal solution, preventing 1.7 million foreclosures.</p>
]]></content:encoded>
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	<item>
		<title>By: Austin King</title>
		<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work/comment-page-1#comment-34442</link>
		<dc:creator>Austin King</dc:creator>
		<pubDate>Thu, 30 Apr 2009 21:14:05 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41234#comment-34442</guid>
		<description>This is a real concern, Grace, and that&#039;s why it&#039;s so important for judges or the court-appointed mediators (not bank-selected) to have the ability to stop the foreclosure sale if the bank has not cooperated and negotiated in good faith.  Judge Rizzo in Philadelphia has been a stellar advocate for homeowners.  As is pointed out in the report, mediation programs don&#039;t work  unless they are mandatory, use effective outreach, have a low threshold for borrower participation, and use housing counselors to ensure affordability.&lt;br&gt;&lt;br&gt;And of course, you&#039;re right, bankruptcy cramdowns would be the simplest federal solution, preventing 1.7 million foreclosures.</description>
		<content:encoded><![CDATA[<p>This is a real concern, Grace, and that&#39;s why it&#39;s so important for judges or the court-appointed mediators (not bank-selected) to have the ability to stop the foreclosure sale if the bank has not cooperated and negotiated in good faith.  Judge Rizzo in Philadelphia has been a stellar advocate for homeowners.  As is pointed out in the report, mediation programs don&#39;t work  unless they are mandatory, use effective outreach, have a low threshold for borrower participation, and use housing counselors to ensure affordability.</p>
<p>And of course, you&#39;re right, bankruptcy cramdowns would be the simplest federal solution, preventing 1.7 million foreclosures.</p>
]]></content:encoded>
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	<item>
		<title>By: RGraceLaw</title>
		<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work/comment-page-1#comment-227294</link>
		<dc:creator>RGraceLaw</dc:creator>
		<pubDate>Thu, 30 Apr 2009 19:30:35 +0000</pubDate>
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		<description>I foresee the same problem that exists with mediation in civil lawsuits.  The mediators want to be selected and paid for their work.  If they put too much pressure on the repeat users of their services, i.e. banks then they won&#039;t get picked for future mediations.  If you don&#039;t get picked you won&#039;t get paid.  It is one of the same reason why arbitration has failed in this country.  But by letting bankuptcy judges decide the fate of a loan modification and given them the power to do thistwith a cramdown bill ensures some degree of impartiality will go into a modification plan.  This is the very same impartiality that the banks now oppose!!  I don&#039;t have a lot of confidence that the banks will mediate in any better good faith that insurance companies negotiate when it comes to car accident mediations!
&lt;br&gt;
&lt;br&gt;Thanks
&lt;br&gt;R. Grace Rodriguez, Esq. - LORGR.COM</description>
		<content:encoded><![CDATA[<p>I foresee the same problem that exists with mediation in civil lawsuits.  The mediators want to be selected and paid for their work.  If they put too much pressure on the repeat users of their services, i.e. banks then they won&#39;t get picked for future mediations.  If you don&#39;t get picked you won&#39;t get paid.  It is one of the same reason why arbitration has failed in this country.  But by letting bankuptcy judges decide the fate of a loan modification and given them the power to do thistwith a cramdown bill ensures some degree of impartiality will go into a modification plan.  This is the very same impartiality that the banks now oppose!!  I don&#39;t have a lot of confidence that the banks will mediate in any better good faith that insurance companies negotiate when it comes to car accident mediations!</p>
<p>Thanks<br />
<br />R. Grace Rodriguez, Esq. &#8211; LORGR.COM</p>
]]></content:encoded>
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		<title>By: RGraceLaw</title>
		<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work/comment-page-1#comment-34441</link>
		<dc:creator>RGraceLaw</dc:creator>
		<pubDate>Thu, 30 Apr 2009 19:30:35 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41234#comment-34441</guid>
		<description>I foresee the same problem that exists with mediation in civil lawsuits.  The mediators want to be selected and paid for their work.  If they put too much pressure on the repeat users of their services, i.e. banks then they won&#039;t get picked for future mediations.  If you don&#039;t get picked you won&#039;t get paid.  It is one of the same reason why arbitration has failed in this country.  But by letting bankuptcy judges decide the fate of a loan modification and given them the power to do thistwith a cramdown bill ensures some degree of impartiality will go into a modification plan.  This is the very same impartiality that the banks now oppose!!  I don&#039;t have a lot of confidence that the banks will mediate in any better good faith that insurance companies negotiate when it comes to car accident mediations!&lt;br&gt;&lt;br&gt;Thanks&lt;br&gt;R. Grace Rodriguez, Esq. - LORGR.COM</description>
		<content:encoded><![CDATA[<p>I foresee the same problem that exists with mediation in civil lawsuits.  The mediators want to be selected and paid for their work.  If they put too much pressure on the repeat users of their services, i.e. banks then they won&#39;t get picked for future mediations.  If you don&#39;t get picked you won&#39;t get paid.  It is one of the same reason why arbitration has failed in this country.  But by letting bankuptcy judges decide the fate of a loan modification and given them the power to do thistwith a cramdown bill ensures some degree of impartiality will go into a modification plan.  This is the very same impartiality that the banks now oppose!!  I don&#39;t have a lot of confidence that the banks will mediate in any better good faith that insurance companies negotiate when it comes to car accident mediations!</p>
<p>Thanks<br />R. Grace Rodriguez, Esq. &#8211; LORGR.COM</p>
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	<item>
		<title>By: Austin King</title>
		<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work/comment-page-1#comment-29195</link>
		<dc:creator>Austin King</dc:creator>
		<pubDate>Thu, 30 Apr 2009 14:14:05 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41234#comment-29195</guid>
		<description>This is a real concern, Grace, and that&#039;s why it&#039;s so important for judges or the court-appointed mediators (not bank-selected) to have the ability to stop the foreclosure sale if the bank has not cooperated and negotiated in good faith.  Judge Rizzo in Philadelphia has been a stellar advocate for homeowners.  As is pointed out in the report, mediation programs don&#039;t work  unless they are mandatory, use effective outreach, have a low threshold for borrower participation, and use housing counselors to ensure affordability.&lt;br&gt;&lt;br&gt;And of course, you&#039;re right, bankruptcy cramdowns would be the simplest federal solution, preventing 1.7 million foreclosures.</description>
		<content:encoded><![CDATA[<p>This is a real concern, Grace, and that&#39;s why it&#39;s so important for judges or the court-appointed mediators (not bank-selected) to have the ability to stop the foreclosure sale if the bank has not cooperated and negotiated in good faith.  Judge Rizzo in Philadelphia has been a stellar advocate for homeowners.  As is pointed out in the report, mediation programs don&#39;t work  unless they are mandatory, use effective outreach, have a low threshold for borrower participation, and use housing counselors to ensure affordability.</p>
<p>And of course, you&#39;re right, bankruptcy cramdowns would be the simplest federal solution, preventing 1.7 million foreclosures.</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: RGraceLaw</title>
		<link>http://washingtonindependent.com/41234/as-congress-dithers-acorn-urges-action-on-ideas-that-work/comment-page-1#comment-29175</link>
		<dc:creator>RGraceLaw</dc:creator>
		<pubDate>Thu, 30 Apr 2009 12:30:35 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41234#comment-29175</guid>
		<description>I foresee the same problem that exists with mediation in civil lawsuits.  The mediators want to be selected and paid for their work.  If they put too much pressure on the repeat users of their services, i.e. banks then they won&#039;t get picked for future mediations.  If you don&#039;t get picked you won&#039;t get paid.  It is one of the same reason why arbitration has failed in this country.  But by letting bankuptcy judges decide the fate of a loan modification and given them the power to do thistwith a cramdown bill ensures some degree of impartiality will go into a modification plan.  This is the very same impartiality that the banks now oppose!!  I don&#039;t have a lot of confidence that the banks will mediate in any better good faith that insurance companies negotiate when it comes to car accident mediations!&lt;br&gt;&lt;br&gt;Thanks&lt;br&gt;R. Grace Rodriguez, Esq. - LORGR.COM</description>
		<content:encoded><![CDATA[<p>I foresee the same problem that exists with mediation in civil lawsuits.  The mediators want to be selected and paid for their work.  If they put too much pressure on the repeat users of their services, i.e. banks then they won&#39;t get picked for future mediations.  If you don&#39;t get picked you won&#39;t get paid.  It is one of the same reason why arbitration has failed in this country.  But by letting bankuptcy judges decide the fate of a loan modification and given them the power to do thistwith a cramdown bill ensures some degree of impartiality will go into a modification plan.  This is the very same impartiality that the banks now oppose!!  I don&#39;t have a lot of confidence that the banks will mediate in any better good faith that insurance companies negotiate when it comes to car accident mediations!</p>
<p>Thanks<br />R. Grace Rodriguez, Esq. &#8211; LORGR.COM</p>
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