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	<title>Comments on: &#8216;Cramdown&#8217; Plan Hits Wall in Senate</title>
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	<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate</link>
	<description>National News in Context</description>
	<lastBuildDate>Wed, 25 Nov 2009 21:18:17 -0500</lastBuildDate>
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		<title>By: Freddy</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-2#comment-109301</link>
		<dc:creator>Freddy</dc:creator>
		<pubDate>Tue, 24 Nov 2009 17:33:10 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-109301</guid>
		<description>If you happen to feel the financial crisis and pending bills force you to take action, the only way out is to borrow money. Looking for loans affordable and reliable, you should pay attention to payday loans, which is the sensible option for you in the above circumstances. Conventional loans have the disadvantage of many aspects. In the case of financial emergency loans Classic just will not do, because you will not have enough time to lose. With &lt;a href=&quot;http://payday-loans-application.com&quot; rel=&quot;follow&quot; rel=&quot;nofollow&quot;&gt;cheap cash advance&lt;/a&gt;, there are no worries as the refusal of a loan because of credit history, a long and complicated to implement and audit of credit affecting your ability to repay.</description>
		<content:encoded><![CDATA[<p>If you happen to feel the financial crisis and pending bills force you to take action, the only way out is to borrow money. Looking for loans affordable and reliable, you should pay attention to payday loans, which is the sensible option for you in the above circumstances. Conventional loans have the disadvantage of many aspects. In the case of financial emergency loans Classic just will not do, because you will not have enough time to lose. With <a href="http://payday-loans-application.com" rel="follow" rel="nofollow">cheap cash advance</a>, there are no worries as the refusal of a loan because of credit history, a long and complicated to implement and audit of credit affecting your ability to repay.</p>
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		<title>By: Freddy</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-2#comment-109291</link>
		<dc:creator>Freddy</dc:creator>
		<pubDate>Tue, 24 Nov 2009 12:33:10 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-109291</guid>
		<description>If you happen to feel the financial crisis and pending bills force you to take action, the only way out is to borrow money. Looking for loans affordable and reliable, you should pay attention to payday loans, which is the sensible option for you in the above circumstances. Conventional loans have the disadvantage of many aspects. In the case of financial emergency loans Classic just will not do, because you will not have enough time to lose. With &lt;a href=&quot;http://payday-loans-application.com&quot; rel=&quot;follow&quot; rel=&quot;nofollow&quot;&gt;cheap cash advance&lt;/a&gt;, there are no worries as the refusal of a loan because of credit history, a long and complicated to implement and audit of credit affecting your ability to repay.</description>
		<content:encoded><![CDATA[<p>If you happen to feel the financial crisis and pending bills force you to take action, the only way out is to borrow money. Looking for loans affordable and reliable, you should pay attention to payday loans, which is the sensible option for you in the above circumstances. Conventional loans have the disadvantage of many aspects. In the case of financial emergency loans Classic just will not do, because you will not have enough time to lose. With <a href="http://payday-loans-application.com" rel="follow" rel="nofollow">cheap cash advance</a>, there are no worries as the refusal of a loan because of credit history, a long and complicated to implement and audit of credit affecting your ability to repay.</p>
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		<title>By: RianHaywood</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-106263</link>
		<dc:creator>RianHaywood</dc:creator>
		<pubDate>Fri, 13 Nov 2009 13:39:52 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-106263</guid>
		<description>Vitamins and minerals are very important for our body although most people don&#039;t know that. When they lack in our body, out immune system can&#039;t fight diseases anymore, we don&#039;t have energy and we get depressed. It&#039;s preferable that we get our vitamins and minerals from healthy foods, but if we cant, supplements are also an option.</description>
		<content:encoded><![CDATA[<p>Vitamins and minerals are very important for our body although most people don&#39;t know that. When they lack in our body, out immune system can&#39;t fight diseases anymore, we don&#39;t have energy and we get depressed. It&#39;s preferable that we get our vitamins and minerals from healthy foods, but if we cant, supplements are also an option.</p>
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		<title>By: As Foreclosure Nightmares Increase, Will More Homeowners Pay Off Their Bankers in Violence? &#171; Anti Oligarch</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-104982</link>
		<dc:creator>As Foreclosure Nightmares Increase, Will More Homeowners Pay Off Their Bankers in Violence? &#171; Anti Oligarch</dc:creator>
		<pubDate>Tue, 10 Nov 2009 05:39:26 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-104982</guid>
		<description>[...] pass the bankruptcy bill, which would have helped homeowners with their loan modifications, because of pressure from the banking industry. And that helped create the situation we&#8217;re [...]</description>
		<content:encoded><![CDATA[<p>[...] pass the bankruptcy bill, which would have helped homeowners with their loan modifications, because of pressure from the banking industry. And that helped create the situation we&#8217;re [...]</p>
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		<title>By: panamabeauti</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-82270</link>
		<dc:creator>panamabeauti</dc:creator>
		<pubDate>Tue, 29 Sep 2009 03:34:48 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-82270</guid>
		<description>Chase Home Finance are jerks!</description>
		<content:encoded><![CDATA[<p>Chase Home Finance are jerks!</p>
]]></content:encoded>
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		<title>By: bestcbstore</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-75247</link>
		<dc:creator>bestcbstore</dc:creator>
		<pubDate>Fri, 11 Sep 2009 06:24:33 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-75247</guid>
		<description>&lt;a href=&quot;http://www.bestcbstore.com/home&amp;family/realestate/appraisal%20management%20company%20directory%202009.htm&quot; rel=&quot;nofollow&quot;&gt;The latest Appraisal Management National Company Directory&lt;/a&gt;</description>
		<content:encoded><![CDATA[<p><a href="http://www.bestcbstore.com/home&#038;family/realestate/appraisal%20management%20company%20directory%202009.htm" rel="nofollow">The latest Appraisal Management National Company Directory</a></p>
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	<item>
		<title>By: man</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-71403</link>
		<dc:creator>man</dc:creator>
		<pubDate>Fri, 04 Sep 2009 21:40:53 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-71403</guid>
		<description>great article, i really appreciate it</description>
		<content:encoded><![CDATA[<p>great article, i really appreciate it</p>
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		<title>By: 1carey_wellls2</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-38353</link>
		<dc:creator>1carey_wellls2</dc:creator>
		<pubDate>Tue, 23 Jun 2009 12:29:04 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-38353</guid>
		<description>I am a loan officer and I will tell you right now that 1 out of 20 applicants are actually able to buy a home or refinance. Lenders are not working with borrowers to modify the loans as they are more interested in the investors they represent. &lt;br&gt;&lt;br&gt;They refuse to modify unless you go into a repayment plan that is 1.25% of the original payment which makes no sense. If you can&#039;t afford the original payment how can you afford 25% more? It is a joke. They say you don&#039;t have enough income when you go to do the repayment plan and yet you are requesting to modify to a longer term or lower payment. They are totally ignoring the administrations incentives etc.. they would rather tell you that you need to sell your home and take a huge loss.......and the HVCC rule is a joke since May 1 you can&#039;t talk to your appraiser?&lt;br&gt;&lt;br&gt;What fool passed this law? Can you talk to your mechanic when you get your car fixed? Why shouldn&#039;t a loan officer talk to the appraiser. They are insinuating that the crooks out there are everyone and not just the select few that actually have been arrested and prosecuted. &lt;br&gt;&lt;br&gt;This is a joke..it is killing the industry that they won&#039;t allow you to work with your appraisers anymore etc...to help borrowers.</description>
		<content:encoded><![CDATA[<p>I am a loan officer and I will tell you right now that 1 out of 20 applicants are actually able to buy a home or refinance. Lenders are not working with borrowers to modify the loans as they are more interested in the investors they represent. </p>
<p>They refuse to modify unless you go into a repayment plan that is 1.25% of the original payment which makes no sense. If you can&#39;t afford the original payment how can you afford 25% more? It is a joke. They say you don&#39;t have enough income when you go to do the repayment plan and yet you are requesting to modify to a longer term or lower payment. They are totally ignoring the administrations incentives etc.. they would rather tell you that you need to sell your home and take a huge loss&#8230;&#8230;.and the HVCC rule is a joke since May 1 you can&#39;t talk to your appraiser?</p>
<p>What fool passed this law? Can you talk to your mechanic when you get your car fixed? Why shouldn&#39;t a loan officer talk to the appraiser. They are insinuating that the crooks out there are everyone and not just the select few that actually have been arrested and prosecuted. </p>
<p>This is a joke..it is killing the industry that they won&#39;t allow you to work with your appraisers anymore etc&#8230;to help borrowers.</p>
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		<title>By: Jimbo</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-33884</link>
		<dc:creator>Jimbo</dc:creator>
		<pubDate>Tue, 16 Jun 2009 19:02:32 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-33884</guid>
		<description>Home Loan Modifications are still possible while we await the Senate ruling on the bankruptcy bill, but how does one go about it? You can try to do it yourself, but if it were my decision, I would think that an Attorney that specializes in bankruptcy or Real Estate Law would probably get you  superior results.&lt;br&gt;&lt;br&gt;&lt;a href=&quot;http://HomeLoanModification.dyndns.org&quot; rel=&quot;nofollow&quot;&gt;http://HomeLoanModification.dyndns.org&lt;/a&gt; has a site that refers to such attorneys at no cost to you. So if you are in need of a specialist to help you obtain a successful Home Loan Modification, check out their site.&lt;br&gt;&lt;br&gt;Also most of the attorneys have a free consultation with NO Upfront Fees!</description>
		<content:encoded><![CDATA[<p>Home Loan Modifications are still possible while we await the Senate ruling on the bankruptcy bill, but how does one go about it? You can try to do it yourself, but if it were my decision, I would think that an Attorney that specializes in bankruptcy or Real Estate Law would probably get you  superior results.</p>
<p><a href="http://HomeLoanModification.dyndns.org" rel="nofollow">http://HomeLoanModification.dyndns.org</a> has a site that refers to such attorneys at no cost to you. So if you are in need of a specialist to help you obtain a successful Home Loan Modification, check out their site.</p>
<p>Also most of the attorneys have a free consultation with NO Upfront Fees!</p>
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		<title>By: johnmayer76</title>
		<link>http://washingtonindependent.com/41207/bankruptcy-judge-loan-modification-plan-hits-wall-in-senate/comment-page-1#comment-30906</link>
		<dc:creator>johnmayer76</dc:creator>
		<pubDate>Mon, 18 May 2009 04:51:28 +0000</pubDate>
		<guid isPermaLink="false">http://washingtonindependent.com/?p=41207#comment-30906</guid>
		<description>It is estimated that Obama&#039;s plan could benefit 8 to 9 million homeowners from the new modification procedures. So how do you know you qualify for the Mortgage Modification? Check the website &lt;a href=&quot;http://obamamortgage2009.blogspot.com/&quot; rel=&quot;nofollow&quot;&gt;http://obamamortgage2009.blogspot.com/&lt;/a&gt;&lt;br&gt;to see if you qualify. I was also in trouble and I am glad I did check it before I talk to my mortgage company and it helped - John Mayer, California</description>
		<content:encoded><![CDATA[<p>It is estimated that Obama&#39;s plan could benefit 8 to 9 million homeowners from the new modification procedures. So how do you know you qualify for the Mortgage Modification? Check the website <a href="http://obamamortgage2009.blogspot.com/" rel="nofollow">http://obamamortgage2009.blogspot.com/</a><br />to see if you qualify. I was also in trouble and I am glad I did check it before I talk to my mortgage company and it helped &#8211; John Mayer, California</p>
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