‘Cramdown’ Bill Likely Pushed Back At Least Another Month
Monday, March 16, 2009 at 4:03 pm
The mortgage crisis might have been at the root of the global economic meltdown, but housing legislation seems destined to be among the last things Congress passes to address the downturn.
Legislation allowing struggling homeowners to save their homes through bankruptcy passed the House last week as part of a larger housing package, but the bill has stalled in the Senate, where supporters have yet to secure the 60 votes they need. Indeed, the upper chamber likely won’t get to the housing package until after the Easter recess, according to Regan LaChapelle, spokeswoman for Senate Majority Leader Harry Reid (D-Nev.). The two-week break pushes the housing debate to the week of April 20th, at the earliest.
That delay is significant. While Wall Street’s credit freeze has been widely blamed for prolonging the recession, many experts are quick to point out that healthy lending can’t resume until the housing market is stabilized. After all, how do you appraise a mortgage when the price of homes continues to fall?
That Congress has treated so many of the symptoms of the crisis before treating its cause (think: two stimulus packages, an automaker rescue and numerous Wall Street bailouts) hasn’t gotten much ink in the press. Then again, it’s a topic not nearly as sexy as Wall Street bonuses.
25 Comments
Comment posted March 16, 2009 @ 1:34 pm
CRAM DOWN NOW! Come REID! YOu already got your slush fund pork bill, now get your azz in gear, and approve this bill!
Comment posted March 17, 2009 @ 11:00 am
40 million illegal aliens are squatting in our nation, taking free education, health care and crammed prisons, as assayed by Robert Rector, president of the non-profit Heritage Foundation and a organization (CAPSWEB) Californians for Population Stabilization. Rather than the twelve million reported by pro-illegal alien zealots in the Liberal national press, Bush/ Obama administration and Congress. Clearly, the governing of America has fallen into the hands of corporate elitists who do not give a fig about our sovereignty, the rule of law, our Constitution, or the preservation of American language and culture. Those are the same politicians who cry out about conservation, green power grids, hybrid autos, poverty and the fact that giant agricultural corporations are swallowing small farmers. Taxpayers are the beneficiaries of business welfare.
Yet these lobotomized personages are eager to pass an amnesty plan that would reward 40 million lawbreakers with the most prized possession on this planet: U.S— CITIZENSHIP.
At the helm is Sen. Harry Reid (D-NV, Speaker Nancy Pelos (D-NV) who have become subservient to the US. Chamber of Commece, ACLU and and a bunch of open border radicals, who would destroy our—NATIONAL IDENTITY. These political leaders along with 48 Democrats have polluted the Senate with a paramount corruption, when our country is suffering mass unemployment . They have eradicated E-Verify from the Stimulus/Omnibus bill, a very efficient, very successful application to remove illegal aliens from the workplace. It must be revised and made a—-PROTRACTED—-law, and not subject to political consideration every few years.
Join millions of THE PEOPLE now and start pounding on Washington door at 202-224-3121. To find your Senator: http://www.senate.gov/ To find your Representative: http://www.house.gov/ Leave a comment for the President: 202) 456-1414, To comment: (202) 456-111
Comment posted March 18, 2009 @ 1:07 am
typical pieces of garbage they should all be put in prison
all corrupt
WE NEED A REVOLUTION IN AMERICA ….AMERICANS ARE GARBAGE AND ARE BEING KICKED AROUND LIKE GARBAGE …LOL
Comment posted March 19, 2009 @ 2:51 pm
what a bunch of bull is right. it took them 1 day to bail out the banks who are living high off the hog on us! All of us who can't get help from our mortgage company have been waiting for this as a last resort. I guess us regular people don't count. Only the rich people do. Unbelievable. I voted for Obama too. I thought us regular people were important to him. Silly me.
Comment posted March 21, 2009 @ 5:15 pm
EVERY DEMOCRAT THAT DOES NOT SUPPORT “CRAM DOWN” NEEDS TO BE DRUMMED OUT NOW!!! HOW DARE THEM. THEY HAVE POURED MONEY INTO THESE FINANCIAL INSTITUTIONS WITHOUT ANY REGARD. AND TO SENATOR REID THERE IS NO REASON TO DELAY “CRAM DOWN”
I'M SURE THEY'RE USING OUR MONEY YOU GUYS GAVE THEM TO LOBBY AGAINST THIS LEGISLATION. NO EXCUSES. GET “CRAM DOWN” DONE NOW OR GET OUT OF OFFICE AND LET PEOPLE WHO WANT TO SERVE DO THE JOB.
Comment posted March 22, 2009 @ 9:15 pm
HELP US! PLEASE HELP PUSH THROUGH S.61 NOW…
Helping Families Save Their Homes in Bankruptcy Act of 2009
S. 61 is consistent with the goal of offering assistance to homeowners making a good-faith effort to stay current on their mortgage payments. Judicial modification is a last resort, no-cost option to foreclosure that may keep as many as 1.8 million FAMILIES their homes, according to Credit Suisse. Granting bankruptcy judges this authority gives home mortgages on primary residences the same treatment as vacations homes, yachts or investment properties owned by wealthier borrowers. Why should those facing financial crises, whose homes are their most valued asset, be denied relief given to others?
S. 61 will help honest, hard working homeowners who may have been lured into predatory loans, suffered economic hardships, or who are overwhelmed by medical expenses, save their homes from foreclosure. Keeping people in their homes has the added benefit of helping to stabilize devastated neighborhoods and will give our economy a much need boost.
Please support S. 61 and oppose efforts to weaken it. Thank you
Comment posted March 24, 2009 @ 10:36 am
This is rediculous, this bill needs to pass NOW.. Screw your month off your over paid now stay at work and get it done. It didn't seem to take very long to spend our future away to bail out banks. DO not recess stay in the Senate and get it passed or be voted out ASAP. ANd thats a Promise..
Comment posted March 24, 2009 @ 11:14 am
KEEP UP THE PRESSURE. CALL ALL SENATORS KEEP THE PHONES BUSY. LET THEM KNOW WE ARE
WATCHING, AND DON'T LIKE WHAT WE SEE. CALL AND TELL THEM TO VOTE YES TO S61, AND NOT TO
WATER IT DOWN. THERE IS A ONLINE PETITION ALSO!!!!!!
Comment posted March 25, 2009 @ 9:19 am
GET THIS BILL PASSED NOW !!! COME ON SENATORS, GET IT TOGETHER AND GET IT DONE! THE HOUSE DONE THEIR JOB AND PASSED THE BILL. THE PRESIDENT IS WAITING TO SIGN THE BILL INTO LAW…. AS SOON AS YOU…THE US SENATE CAN PASS THE BILL (S. 61 OR HR 1106). THE ECONOMY IS FINALLY BEGINNING TO START TO GET GOING IN A UPWARD POSITION AND THIS BILL COULD HELP SOLVE THE ROOT OF THESE ECOMONIC PROBLEMS. IF YOU CAN'T APPRAISE HOMES AT A FAIR MARKET VALUE BECAUSE OF ALL THESE FORECLOSURES…HOW DO EXPECT THE PROBLEM TO SIMPLY DISAPPEAR ? QUIT DELAYING… WORK TOGETHER AS AMERICANS …HELPING HARD WORKING AMERICAN FAMILIES AND PUT THE PARTISON DEM. VS. REPUB. ASIDE FOR ONCE. DOING NOTHING AND DELAYING IS NOT GOING TO KEEP THIS ECONOMY MOVING IN A GOOD DIRECTION. PASS THIS BILL..SOONER THAN LATER ! IN OTHER WORDS NOW!
Comment posted March 27, 2009 @ 11:11 am
So called 'moderate' Democratic senators oppose the cramdown bill.
CALL THEM. EMAIL THEM. LET THEM KNOW WE ARE DESPERATE AND WE WILL FIGHT. WHEN WE ARE DESPERATE ENOGH WE WILL GO TO THEIR HOMES TO TALK TO THEM. IT WILL GET UGLY.
Here they are: Leading the new group are Democratic Sens. Evan Bayh of Indiana, Tom Carper of Delaware and Blanche Lincoln of Arkansas. Others joining the group are Sens. Michael Bennet of Colorado, Mark Begich of Alaska, Kay Hagan of North Carolina, Herb Kohl of Wisconsin, Mary Landrieu of Louisiana, Joe Lieberman of Connecticut, Claire McCaskill of Missouri, Ben Nelson of Nebraska, Bill Nelson of Florida, Jeanne Shaheen of New Hampshire, Mark Udall of Colorado, and Mark Warner of Virginia.
These are disgrace to the Democratic party.
Comment posted March 31, 2009 @ 6:27 pm
Dear Senators,
It seems to a lot of us, who just have regular jobs, modest homes, older cars, debt from health care costs and small savings to help our kids through college, that even though we are the vast majority of your constituents that you do not represent us very well. You still are listening to wealthy people and their special interest groups more than to us. You hear the banker, the mortgage brokers and real estate agent but you do not hear us. We are losing our jobs now, we are being put out of our homes now while others have multiple homes and obscene amounts of money. These are the very people whose greed got us into this mess and they are rewarded while the “little person” of modest means is punished. It is the bankers. mortgage brokers and real estate people who assured many of us that we could definitely afford the home we were buying. And if we took an ARM we were reassured that interest rates would probably go lower and then we could refinance. Real estate is not our field so while we did try to read the mortgage papers (at settlement they never give you time to read the pages and pages of material and it not written in an understandable way anyway) we were in a position where we had to trust the real estate agent and bank. This was our mistake. A small one when you consider how many knowingly invested money in risky ways simply so they could line their pockets with more money than anyone needs. It's called greed. And now you are helping them and not us. The irony is that we are much more in desperate need of help. Where is you sense of justice? Where is even a small amount of compassion for those that are being put out of their homes?
Come on stop listening to the “fat cats” and pay attention to the suffering you are causing to many, many INDIVIDUALS. Pass the “Cramdown” bill now.
Comment posted April 1, 2009 @ 2:49 am
Citizens you are just wasting your time, and no one cares about you losing your home. These elected officials have homes that are already paid for by the institutions that they are now protecting. But lets at least call them what they are, and stop fooling ourselves into thinking that they are our savior, representatives or nothing close, and certainly are not SENATORS. It's very clear that we are dealing with sworn TRAITORS. So by you calling them your senators you give them respect and a title that they haven't earned nor deserve. They are just PLAIN TRAITORS to the people that voted them into office. And VERY BOLD TRAITORS to the point that they push it in our faces that they back the financial institutions and ask for their advice on how to deal with us instead of polling the people that voted them into office and get their opinion before they vote on OUR interest. So when you send in your comments to be posted on these various sites at least call these elected TRAITORS WHAT THEY ARE !!!
Comment posted April 1, 2009 @ 1:07 pm
I am going to put this is plan simple laman's language so that everyone can understand. all of you senators who live in your lavish homes, eat your lavish meals, take your lavish vacations off our tax money . the average person who lives the simple life can't afford the lavish crap that you can afford but yet we still march on with what we have. and yet you want to take it all away from us and eliminate the middle class and give it to the fatcats who are your buddies. learn the simplist thing in life which is to live and let live. the average person has paid their taxes so you can live the way you do and now we are fedup with the bull. you need to get off your asses and do what is right for the average american person, they need your help to keep their homes so they to can live a decent life and provide for their families. you need to get off the fatcats wagon train and remember that we the people voted you in office to represent us, you will not have it both ways anymore, the american people are fed up, we voted in you and we can vote to get you out. we refuse to be taken for a ride any longer. PASS THE CRAM DOWN BILL NOW.
Comment posted April 2, 2009 @ 3:52 am
the problem is that all of these politicians are bought and paid for–both Dems and Repubs. They're not going to listen to the average joe's problems but are seeking money to get reelected and campaigning without stop.
They have no idea how angry the country is. The voluntary measures to modify is a complete joke.
For those looking for anything to hang their hats on to save their home, I suggest googling “produce the note”==even in non judicial states it may slow things down and “TILA mortgage violations” of which one small mistake may make the foreclosure untenable.
Anything is worth a try while CONgress (sic) parties on. A pox on both parties.
Comment posted April 5, 2009 @ 2:23 am
TO ALL SUPPORTERS OF HR 1106…NOW THE SENATE IS ON ITS “EASTER VACATION” IT IS TIME TO CALL THEM OUT AND PUT THE SPOTLIGHT ON THE “US SENATE” . DON'T “ASK” FOR BUT “DEMAND” THE SENATORS PASS THIS BILL. EMAIL, LEAVE PHONE MESSAGES, CALL AND CONTACT ALL MEDIA OUTLETS AND MAKE OUR POSITION KNOWN… TO DRAW ATTENTION.
************************************
WE HAVE 1 HUGE….. POINT IN OUR FAVOR THAT CAN CAUSE A NATIONAL UPROAR AND PUT THE US SENATE BACK IN OUR FAVOR IF WE BRING ENOUGH ATTN TO IT:
HOW CAN THE US SENATE : BAILOUT THE (SUPPOSED BROKE) BANKING INDUSTRY… THEN IN TURN ALLOW THAT SAME BANKING INDUSTRY TO PAY MILLIONS TO THE BANKING LOBBY NOW SUPPORTING TO DEFEAT THE TAXPAYER THAT GAVE THEM THE MONEY TO DO IT ?
**************************************
IF THAT DON'T PISS YOU OFF. I DON'T KNOW WHAT WILL !
IT IS HAPPENING NOW AND WE NEED TO CALL THEM OUT AS EITHER “SUPPORTING HR 1106″ OR “SOLD OUT” TO THE BANK LOBBY.
THINK ABOUT IT, AMERICANS ARE ANGRY AND FRUSTRATED
ABOUT BONUSES, LAVISH SPENDING OF BAILOUT MONEY.
LETS CALL OUT THE “BANKING INDUSTRY” AND THE “US SENATE” ON USING OUR OWN BAILOUT MONEY TO THROW AMERICANS OUT OF THEIR HOMES AND IN THE STREET.
WHILE THEY ARE ON VACATION IN THE NEXT 2 WEEKS WE CAN CREATE A NATIONAL PUBLIC UPROAR THAT THEY ONLY WISH THEY DIDN'T CREATE. TOGETHER IN NUMBERS WE CAN OVERWELM AND PUT THE PRESSURE ON THE “SENATORS TO GET THE JOB DONE AND PASS THIS BILL!”
“NOW IS THE TIME TO GET THE BALL ROLLING” EMAIL….CALL…EVERY SENATOR..AND PILE THEM UP …WITH EMAILS, MESSAGES, LETTERS. CALL TALK SHOWS, CONTACT MEDIA OUTLETS. TELL THEM WHAT IS HAPPENING. WE ARE BEING “SOLD OUT” AMD WE ARE NOT GOING TO TAKE IT !
DOING NOTHING….ACCOMPLISHES NOTHING. IF YOU CARE ABOUT YOUR HOME AND FUTURE…AND YOU DO… OR YOU WOULDN'T BE HERE ! TAKE A FEW MINUTES OF YOUR TIME AND DO SOMETHING THAT REALLY COULD MEAN ALOT TO YOUR FUTURE !!!!! MAKE YOUR VOICE HEARD! TOGETHER IN NUMBERS ” WE CAN PREVAIL” THIS NEXT 2 WEEKS IS THE BEST TIME TO MAKE OUR POINT…SO DO IT AND START DOING IT NOW !!! WHEN THE SENATE GETS BACK FROM “VACATION” LETS LEAVE 'EM A FEW MILLION MESSAGES OF A JOB THEY NEED TO FINISH !!!!!!!!!!!!!
Comment posted April 5, 2009 @ 9:23 am
TO ALL SUPPORTERS OF HR 1106…NOW THE SENATE IS ON ITS “EASTER VACATION” IT IS TIME TO CALL THEM OUT AND PUT THE SPOTLIGHT ON THE “US SENATE” . DON'T “ASK” FOR BUT “DEMAND” THE SENATORS PASS THIS BILL. EMAIL, LEAVE PHONE MESSAGES, CALL AND CONTACT ALL MEDIA OUTLETS AND MAKE OUR POSITION KNOWN… TO DRAW ATTENTION.
************************************
WE HAVE 1 HUGE….. POINT IN OUR FAVOR THAT CAN CAUSE A NATIONAL UPROAR AND PUT THE US SENATE BACK IN OUR FAVOR IF WE BRING ENOUGH ATTN TO IT:
HOW CAN THE US SENATE : BAILOUT THE (SUPPOSED BROKE) BANKING INDUSTRY… THEN IN TURN ALLOW THAT SAME BANKING INDUSTRY TO PAY MILLIONS TO THE BANKING LOBBY NOW SUPPORTING TO DEFEAT THE TAXPAYER THAT GAVE THEM THE MONEY TO DO IT ?
**************************************
IF THAT DON'T PISS YOU OFF. I DON'T KNOW WHAT WILL !
IT IS HAPPENING NOW AND WE NEED TO CALL THEM OUT AS EITHER “SUPPORTING HR 1106″ OR “SOLD OUT” TO THE BANK LOBBY.
THINK ABOUT IT, AMERICANS ARE ANGRY AND FRUSTRATED
ABOUT BONUSES, LAVISH SPENDING OF BAILOUT MONEY.
LETS CALL OUT THE “BANKING INDUSTRY” AND THE “US SENATE” ON USING OUR OWN BAILOUT MONEY TO THROW AMERICANS OUT OF THEIR HOMES AND IN THE STREET.
WHILE THEY ARE ON VACATION IN THE NEXT 2 WEEKS WE CAN CREATE A NATIONAL PUBLIC UPROAR THAT THEY ONLY WISH THEY DIDN'T CREATE. TOGETHER IN NUMBERS WE CAN OVERWELM AND PUT THE PRESSURE ON THE “SENATORS TO GET THE JOB DONE AND PASS THIS BILL!”
“NOW IS THE TIME TO GET THE BALL ROLLING” EMAIL….CALL…EVERY SENATOR..AND PILE THEM UP …WITH EMAILS, MESSAGES, LETTERS. CALL TALK SHOWS, CONTACT MEDIA OUTLETS. TELL THEM WHAT IS HAPPENING. WE ARE BEING “SOLD OUT” AMD WE ARE NOT GOING TO TAKE IT !
DOING NOTHING….ACCOMPLISHES NOTHING. IF YOU CARE ABOUT YOUR HOME AND FUTURE…AND YOU DO… OR YOU WOULDN'T BE HERE ! TAKE A FEW MINUTES OF YOUR TIME AND DO SOMETHING THAT REALLY COULD MEAN ALOT TO YOUR FUTURE !!!!! MAKE YOUR VOICE HEARD! TOGETHER IN NUMBERS ” WE CAN PREVAIL” THIS NEXT 2 WEEKS IS THE BEST TIME TO MAKE OUR POINT…SO DO IT AND START DOING IT NOW !!! WHEN THE SENATE GETS BACK FROM “VACATION” LETS LEAVE 'EM A FEW MILLION MESSAGES OF A JOB THEY NEED TO FINISH !!!!!!!!!!!!!
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