Comments on: Dems: New Credit Card Regs Are No Substitute for Legislation

By: freeannualcreditreport

freeannualcreditreport — Thu, 27 Aug 2009 13:19:06 +0000

The factor that I use to select the credit card is the advantage that I can get. If it's no impact and more advantage (such as cash back program). It would interest me very much.

By: Mrnan

Mrnan — Sun, 24 May 2009 07:00:05 +0000

Thanks for sharing. It is useful for everybody.

By: Mrnan

Mrnan — Sun, 24 May 2009 00:00:05 +0000

Thanks for sharing. It is useful for everybody.

By: Cruise

Cruise — Tue, 12 May 2009 08:14:11 +0000

This is a great idea..If credit card becomes consumer friendly then the number of card appliers will increase..
freeannualcreditreport.com

By: Gertrude Ledbetter

Gertrude Ledbetter — Mon, 29 Dec 2008 13:33:07 +0000

I have just been informed that First USA< Cardmember Services, is tacking on a $10.00 per month Finance Charge to a 5.99% fixed APR account I have with them. The original agreement was a promotional 5.99% fixed rate until the balance is paid off provided I made my payments on time, which I have done. I protested this charge and have been advised that they will offer me a 7.99% rate until 1-1-2011 and then will increase to their variable rate. They have violated their original agreement with me and are trying to change the horse in the middle of the stream, so to speak. This is just another way apparently to get around the new regs regarding credit card companies.

By: Gertrude Ledbetter

Gertrude Ledbetter — Mon, 29 Dec 2008 13:27:27 +0000

By: James Raider

James Raider — Sun, 21 Dec 2008 01:36:40 +0000

The changes on credit card legislation will have absolutely no real impact on consumers and their use of credit cards.
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http://pacificgatepost.blogspot.com/2008/12/ber...
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Issuers will continue to be abusive of all card holders.

By: lew

lew — Fri, 19 Dec 2008 17:40:50 +0000

This is not even a good first step, consumers need relief right now –not in 2010. How can anyone who is already financially strapped due to the recession, and possible loss of job, pay 20-30% rate hikes for another 18 months? We gave tax payer money to the banks for a bailout or “so they can provide credit to mainstreet” and then we allow the banks to charge the taxpayer 30% to use that money the taxpayer loaned them??? WHAT IS WRONG WITH THIS PICTURE??